Goldco Review 2025: Trusted Gold IRA Rollovers with a Proven Track Record

At a Glance: Goldco – Quick Company Overview

• Rating: ★★★★★ (5/5)
• Customer Reviews: Thousands of 5-star ratings across BBB, Trustpilot, and ConsumerAffairs
• Founded: Over a decade ago
• Minimum Purchase: $25,000
• Years in Business: 18+
• Official Website: www.goldco.com
• Best For: 401(k) and IRA rollovers into Gold or Silver IRAs
• Services Offered: Precious Metals IRAs & Direct Gold/Silver Purchase

Why Goldco Remains a Top Choice in 2025

In the ever-evolving retirement landscape, more Americans are seeking tangible assets like gold and silver to stabilize and help protect their portfolios. For nearly two decades, Goldco has stood out as a go-to partner for thousands of individuals looking to transition part of their retirement savings into a Precious Metals IRA.

Known for its dedicated rollover support, Goldco simplifies what can be a confusing process for customers converting existing IRAs, 401(k)s, TSPs, or 403(b)s into self-directed accounts that hold physical gold or silver.

Whether you’re worried about inflation, market volatility, or long-term purchasing power, Goldco offers a way to add a tangible layer of security to your retirement plan — while maintaining full compliance with IRS rules.

Ready to get started? Request your free guide and get step-by-step instructions here.

Company Background

Goldco is a California-based company, operating from Calabasas, with a singular mission: to help customers secure their retirement through physical gold and silver.

Unlike firms that dabble in various purchases, Goldco’s team is solely focused on:

• Helping customers roll over eligible retirement accounts
• Establishing Precious Metals IRAs
• Offering direct purchases of IRS-eligible gold and silver coins

The company maintains strong partnerships with Equity Trust and STRATA Trust as custodians and works with Brinks, Delaware Depository, and other insured vaults to store customer assets.

Their reputation is built on:

• Quick, personalized onboarding
• Transparent education
• Clear fee structures
• Ongoing account support

What Goldco Offers

Goldco provides two core services:

1. Precious Metals IRAs

Goldco helps customers establish Self-Directed IRAs (SDIRAs) that allow for the inclusion of physical precious metals. This includes:

• Gold IRAs
• Silver IRAs

Eligible assets must meet IRS purity standards:

• Gold: .995+ purity (e.g., American Gold Eagle, Canadian Maple Leaf)
• Silver: .999+ purity (e.g., American Silver Eagle)

Once the IRA is funded, Goldco assists customers with selecting and purchasing IRS-approved bullion and coins.

2. Direct Purchases

Outside of retirement accounts, Goldco also allows customers to purchase metals directly, which can be shipped to the customer or securely stored. This appeals to those looking to:

• Diversify wealth beyond IRAs
• Own tangible gold or silver for personal storage
• Prepare for long-term inflationary concernscustomers

Goldco’s Setup Process: A Turnkey System

Goldco is praised for its streamlined account setup process, especially for rollovers. Here’s how it works:

1. Initial Call or Online Inquiry
   You can speak to a specialist or submit your information online to request a free IRA guide or consultation.
2. Consultation with Precious Metals Specialist
   You’ll review your current retirement accounts and goals. The rep explains what accounts are eligible and outlines your rollover or transfer options.
3. Setup of Your Self-Directed IRA
   Goldco assists you in opening an account with a custodian. This process is fast and usually takes less than a week.
4. Funding the Account
   Funds are transferred via trustee-to-trustee transfer or rollover. Goldco ensures this is IRS-compliant to avoid penalties.
5. Purchase of Precious Metals
   You’ll select from Goldco’s list of eligible gold and silver assets. Pricing is transparent and delivery is insured and documented.
6. Secure Storage or Delivery
   Your metals are stored in IRS-approved depositories or sent to you if purchased outside of an IRA.

Why Goldco Appeals to Retirement-Focused Customers

Many Goldco customers are:

• Over 50 and nearing retirement
• Holding large balances in IRAs or 401(k)s
• Seeking portfolio diversification with real, physical assets
• Looking for hands-on guidance with no guesswork

Interested in protecting your savings from rising uncertainty?
👉 Start with this free American retirement guide

Goldco’s Fees, Storage, and Support: What You Really Pay For

Transparent Fee Structure

While Goldco doesn’t publicly list its entire fee schedule on the homepage, their specialists provide clear pricing during your consultation. Here’s what most customers can expect when setting up a Precious Metals IRA through Goldco.

Storage: Safe, Insured, and IRS-Compliant

All gold and silver held inside a Goldco IRA must be stored in an IRS-approved, third-party depository. Goldco partners with:

• Delaware Depository
• Brinks Global Services
• IDS Texas and IDS Delaware

These facilities offer:

• 24/7 surveillance
• Segregated and non-segregated options
• Comprehensive insurance coverage
• Strict IRS compliance

You’ll receive storage statements and confirmations. Metals are fully protected and never stored at your home — per federal rules.

Goldco’s Support Model: Relationship-Driven

Goldco assigns dedicated specialists to each customer, not call centers or general agents. Your account rep handles:

• Rollover paperwork
• IRA account setup
• Coin and bar selection
• Storage documentation
• Long-term support

Customers report that Goldco's service is efficient, polite, and proactive, particularly during account funding and initial purchase decisions.

Goldco vs Other Top Precious Metals IRA Companies

Goldco is a major player — but how does it compare to competitors like Augusta Precious Metals, Noble Gold, and Preserve Gold? Here's what sets each apart.

Goldco vs Augusta Precious Metals

Augusta is known for elite service and long-term educational support, especially for high-net-worth individuals. Their model is ideal for people who want deep learning before buing.

Summary:
Choose Goldco if you’re rolling over funds and want turnkey support.
Choose Augusta if you want the industry’s best customer education before deciding.

👉 Want to explore Augusta's educational model? Try this: https://geni.us/augusta-learn

Goldco vs Noble Gold

Noble Gold is often preferred by new or budget-conscious customers. They allow accounts starting at $10,000 and offer “Royal Survival Packs” for personal delivery.

Summary:
Choose Goldco for a balance of experience, service, and compliance.
Choose Noble Gold if you’re starting small or want delivery-focused buying.

Goldco vs Preserve Gold

Preserve Gold is a newer company that appeals to tech-savvy users. It focuses on modern tools, digital support, and quick onboarding with a personalized approach.

Summary:
Choose Goldco if you want an experienced, full-service firm.
Choose Preserve Gold for more flexibility and digital-first service.

Who Should Choose Goldco?

Goldco is a great fit for:

• IRA and 401(k) owners who want to rollover funds safely
• Customers age 50+ who want stability in uncertain markets
• Buyers with $25,000+ looking for compliant, expert guidance
• People tired of vague fees and DIY confusion

Goldco is especially ideal for individuals who don’t want to navigate the IRS rules and rollover paperwork alone — their team takes care of everything.

Why Goldco Over Others?

If you want:

• Turnkey setup
• Secure IRS-approved storage
• A proven brand with strong ratings
• Clear service and support without sales pressure

Then Goldco should be at the top of your list.

Step-by-Step Guide: How to Set Up a Gold IRA with Goldco

One of Goldco’s strongest features is its hands-on rollover support and compliance-focused process. From your first conversation with a specialist to final storage at a secure vault, everything is done with transparency and care.

Here’s how the process works in real time:

Step 1: Initial Contact and Free Guide

When you contact Goldco — either by phone or through their secure website — you’ll receive a free Gold IRA guide that explains:

• What a Precious Metals IRA is
• How rollovers and transfers work
• What types of coins and bars are eligible
• How to stay IRS-compliant throughout the process

This guide is a risk-free way to understand your options. You can request yours here:
👉 https://ira-company.com/retirement

Step 2: One-on-One Strategy Session

Next, you’ll speak with a Goldco Precious Metals Specialist. This isn’t a high-pressure sales call — it’s a personalized consultation.

Here’s what’s covered:

• What type of retirement accounts you currently hold (e.g., 401(k), IRA, TSP)
• How much you want to transfer
• What your goals are (wealth protection, diversification, etc.)
• Explanation of Goldco’s IRA-approved coin and bullion options
• Transparent discussion of storage and custodian fees

This call is educational and tailored to your financial situation — and all discussions stay within compliance guidelines (no predictions, tax advice, or speculative promises).

Step 3: Opening a Self-Directed IRA

After your strategy call, Goldco helps you open a Self-Directed IRA (SDIRA) through a licensed custodian. They work with reputable names like:

• Equity Trust Company
• STRATA Trust Company

This account gives you full control over alternative assets while keeping your purchases IRS-compliant.

Goldco:

• Completes the paperwork with you
• Coordinates directly with your custodian
• Ensures accuracy and security from day one

Opening an account typically takes 24–48 hours.

Step 4: Transferring or Rolling Over Funds

Once your SDIRA is open, it must be funded. Goldco helps facilitate:

• Trustee-to-trustee transfers (recommended)
• 60-day rollovers (if applicable)

Commonly transferred accounts include:

• Traditional IRA
• Roth IRA
• SEP IRA
• 401(k), 403(b), and TSP plans (former employer)

Goldco works with your current custodian to ensure funds are moved without tax penalties or missed deadlines.

Important: At no point does Goldco touch your funds — everything goes between custodians, which maintains full IRS compliance.

Step 5: Choosing Your Precious Metals

Once your IRA is funded, your Goldco representative walks you through selecting metals. You can choose from a range of IRS-approved options, including:

Gold:

• American Gold Eagle
• Canadian Maple Leaf
• Gold Buffalo
• Bars (.995+ purity)

Silver:

• American Silver Eagle
• Silver Canadian Maple Leaf
• Silver bars (.999+ purity)

You’ll get:

• Transparent pricing
• Real-time availability
• Documentation for your IRA custodian and depository

Goldco doesn’t push specific coins or packages. Their goal is to help you choose the assets that suit your objectives and remain eligible under IRS rules.

Step 6: Storage and Confirmation

Your selected metals are then shipped fully insured to your preferred IRS-approved storage facility:

• Delaware Depository
• Brinks Global
• IDS Texas

You can choose between:

• Segregated storage (your metals stored separately)
• Non-segregated storage (shared vault space)

Within days, you’ll receive confirmation that your metals are:

• Purchased
• Verified
• Securely stored
• Fully insured

Your custodian provides ongoing account access and statements, while Goldco remains your support partner for any questions or adjustments.

Step 7: Ongoing Support and Buyback Options

After your purchase, Goldco doesn’t disappear. They offer lifetime support and ongoing account management assistance, including:

• Access to your IRA status and documents
• Help with rebalancing or additional purchases
• Optional buyback program when you wish to liquidate

Goldco’s buyback process is simple:

• Call your representative
• Get a price quote
• Sell back to Goldco at competitive market value (no hidden fees)

How Long Does the Process Take?

Here’s a realistic timeline:

• Initial guide & consultation: Same day
• IRA setup: 1–2 business days
• Funding transfer: 3–7 business days (varies by custodian)
• Metals selection & purchase: 1–2 business days
• Delivery to vault: 5–7 business days

So in total, from first call to full account setup with metals stored, the process typically takes 10–14 business days.

Goldco’s Compliance and Reputation: Why It Matters

In the gold IRA industry, reputation is everything — and Goldco has built one of the strongest, most trusted brands in the space. Unlike aggressive sales-driven competitors, Goldco follows a strict compliance-first model, ensuring that everything from customer conversations to published content stays within ethical and regulatory boundaries.

What Goldco Will Not Do (and Why That’s Good for You)

• No purchase or tax advice
• No speculation about future gold prices
• No fear-based marketing
• No misleading statements about the dollar, inflation, or market crashes
• No promises of profits or “guaranteed” returns

This ensures your decisions are based on facts, not pressure or predictions. Goldco also does not make claims about gold or silver outperforming stocks, nor do they offer financial guarantees about performance during economic downturns.

If you're worried about the future of the dollar, Goldco can share publicly available resources and help you understand how physical assets work. You can review such guides here:
👉 https://ira-company.com/dollar-crash

Customer Reviews and Industry Ratings

Goldco’s reputation is backed by real users and third-party review platforms, not advertising.

Verified Ratings:

• BBB (Better Business Bureau): A+ Rating
• Trustpilot: 4.8/5 stars (1,500+ reviews)
• ConsumerAffairs: 5/5 stars (verified gold IRA buyers)
• TrustLink: 5/5 stars (hundreds of customer testimonials)
• Google: 4.9/5 average rating

Customers consistently highlight:

• Smooth rollovers and transfers
• Clear and honest communication
• Fast responses and helpful staff
• Transparent pricing and secure storage

Notable Endorsements

Goldco has been mentioned by numerous financial news outlets and trusted figures, including:

• Fox Business
• Forbes Finance Council
• Sean Hannity, Chuck Norris, and other conservative voices

However, Goldco does not advertise endorsements as purchase advice and always encourages customers to speak with their financial advisor.

Frequently Asked Questions (Goldco FAQ)

Q1: Is Goldco a legitimate company?

Yes. Goldco was founded in 2006 and is a registered precious metals dealer with thousands of satisfied customers and strong regulatory records.

Q2: What types of retirement accounts can I roll over?

Goldco helps with:

• Traditional and Roth IRAs
• SEP and SIMPLE IRAs
• 401(k), 403(b), and TSP plans from previous employers

Q3: What is Goldco’s minimum Purchase?

Goldco’s current minimum purchase is $25,000 for new gold or silver IRA accounts.

Q4: Are Goldco fees hidden?

No. Fees are disclosed transparently during your consultation and typically include a one-time setup fee, annual account maintenance, and storage fees.

Q5: Can I store gold at home?

Not within an IRA. Per IRS rules, gold and silver in a retirement account must be stored in an approved depository. Goldco offers full assistance with this.

Q6: What’s the difference between Goldco and Augusta?

• Goldco: Best for rollovers and hands-on support for 401(k)/IRA holders
• Augusta: Best for cutomers wanting deep education and elite service (but with a higher $50k minimum)
  👉 Explore Augusta’s service model here

Q7: How do I sell my metals?

Call Goldco. Their buyback program lets you sell back your metals at market rates with no surprise liquidation fees.

Final Verdict: Should You Choose Goldco in 2025?

If you’re seeking:

• A smooth, hands-on rollover process
• Trusted service with proven results
• A strong reputation backed by thousands of happy customers
• IRS-compliant accounts holding physical gold and silver
• A minimum purchase of $25,000 or more

…then Goldco is one of the best options in the industry.

Whether you’re concerned about market volatility, looking to diversify your savings, or want to lock in value with real assets, Goldco offers the support and simplicity you need to act with confidence.

How to Get Started with Goldco Today

Here’s how to begin your Goldco journey:

1. Request a Free Retirement Kit

Includes IRA details, IRS rules, metals eligibility, and compliance tips.
👉 https://ira-company.com/retirement

2. Learn More About Goldco Services

Visit their official website to schedule a call or browse IRA resources.
👉 https://ira-company.com/goldco

3. Compare Your Options

See how Goldco’s retirement solutions compare to others.
👉 https://ira-company.com/american-retirement

4. Understand the Economic Landscape

Goldco provides guides to help you understand the impact of inflation, fiat currency, and central bank policy.
👉 https://ira-company.com/dollar-crash

Final Recommendation

If you’re ready to protect your retirement with real assets — while working with a firm that prioritizes compliance, education, and service — Goldco should be your first call.

There’s no cost to start the conversation, no pressure to act immediately, and no risk in requesting the information you need to make an informed decision.

Take control of your financial future today.
👉 https://ira-company.com/goldco